Buying Glasses Without Insurance: How to Save Money

If you don’t have vision insurance, you might assume that buying prescription glasses will be expensive. But with the right approach, you can get high-quality eyewear at an affordable price.

This guide will show you how to lower costs when buying glasses, from eye exams to frames and lenses.

Step 1: Get an Affordable Eye Exam

Even without insurance, you can’t buy glasses without a prescription (unless you already have a valid one). Here’s where to find low-cost eye exams:

1. Retail Optical Chains (Most Affordable & Convenient)

🟡 Walmart Vision Center: $50 – $75
🟡 America’s Best: $50+ (free if you buy glasses)
🟡 Costco Optical: $60 – $100

✔️ Best for: Quick, budget-friendly exams

2. Online Eye Exams (For Prescription Updates)

🟡 Warby Parker, 1-800 Contacts, Visibly offer online vision tests for $25 – $50.
✔️ Best for: Minor updates to an existing prescription

💡 Pro Tip: If your prescription is still valid (less than 2 years old), you can skip the eye exam!

Step 2: Where to Buy Affordable Glasses Without Insurance

If you’re paying out of pocket, choosing the right store can save you hundreds of dollars.

Best Places to Buy Cheap Glasses

🟡 Online Stores: NextPair, Zenni Optical, EyeBuyDirect (frames from $10)
🟡 Wholesale Stores: Costco Optical (discounted frames & lenses)
🟡 DTC Retailers: Warby Parker, NextPair (they cut out the middleman so you pay only for the value of the product and not the industry multiples)

Step 3: Choosing Budget-Friendly Frames

💰 How to Save on Frames:
✔️ Shop online for better value options (no store or service costs, so a better cost for money)
✔️ Look for frame sales & discounts (usually there will always be something!)
✔️ Choose Asian fit frames for better comfort if you have a low nose bridge (so they fit well with no need for after-sales)

Step 4: Choosing the Right Lenses (Without Overpaying)

Lens prices vary depending on thickness, material, and coatings. Here’s how to get the best deal:

Best Budget Lens Choices:

🟡 Standard Lenses (CR-39): $10 – $30 (good for low prescriptions)
🟡 Thin High-Index Lenses (1.67 / 1.74): $50 – $100 (for stronger prescriptions)
🟡 Blue Light & Anti-Glare Coatings: Often free with online purchases

💡 Pro Tip: Online retailers usually offer cheaper lens upgrades compared to physical stores.

Step 5: Maximizing Discounts & Savings

✔️ Use promo codes & seasonal discounts
✔️ Check student, military, or first-time buyer discounts
✔️ Buy multiple pairs at once (BOGO deals)
✔️ Use HSA/FSA funds if available

Final Thoughts: Affordable Glasses Without Insurance

Even without vision insurance, you can find high-quality, affordable glasses by shopping smart. Buying online and choosing the right lenses can help you save hundreds of dollars! 🟡👓